One of the most pressing issues on your mind after an injury or accident is how you are going to pay all of the medical bills, especially if you do not have insurance. If someone else caused the injury or accident, or if you do have insurance that will cover an injury or accident caused by you, the insurance company will eventually cover the medical bills.
Insurance Companies Will Pay, Eventually, But Not Right Away
Because there will be a significant delay in time between when you incur the medical bills and when a settlement or judgment is obtained, it is important early on in the process to tell your doctor and other medical providers that you do not have insurance or other means to pay their invoices as they are incurred.
Medical providers are aware of how long the process can take and many of them will wait to be paid for their services when your case is finally resolved, either through a settlement or court judgment.
Until there is a final resolution of your case, the insurance company will not pay your medical bills. They want to make sure there is one lump payment, after their insured (the defendant or you) has been found responsible for your injuries.
Our experienced Albuquerque personal injury lawyer will help make sure these medical providers do not send your bills to a collection agency.
Why Are Medical Providers Willing to Wait?
There is a standard practice where lawyers withhold money from the settlement or judgment in order to pay your medical providers. The medical industry knows that in many instances, waiting for that payout is their best shot at getting paid.
You will probably be required to sign a form called a subrogation or lien. This form requires your lawyer to withhold the appropriate amount of money to pay medical bills directly from the insurance settlement or judgment.
Get Help from a Top Albuquerque Personal Injury Lawyer
Our attorneys will aggressively pursue your claim so you can focus on your recovery, not how you will pay the bills. Call the Khayoumi Law Firm today at (505) 333-8613 to schedule a free initial consultation.